Mr. Michael Howard:

If I can address this first, emphatically, the audit committee should have been told this. When I read what is in the 2008 McGee report, I cannot account for how it was not disclosed to the audit committee back then. If we look at the principal documents here, Niall Kelly's internal audit report, John Barrett's summary and the McGee report, they are all basically hitting the same spot. The issues are self-evident.