Mr. Michael Murnane:

No. As I said to Deputy Burke, the legal fees are not a recurring expense. My experience in recent years is that there was a problem and we resolved it. We are trying to ensure it will not recur again. We are a self-regulatory body so there will always be an undercurrent of legal fees in respect of the IGB but not of the value that was there in 2015 when there was a total of €1.4 million in legal and professional fees. That is just not sustainable.