Michael McGrath (Cork South Central, Fianna Fail) | Oireachtas source

I thank Mr. McDowell. I also thank Mr. Ashmore for his opening remarks. I commend him and his team at the Strategic Banking Corporation of Ireland, SBCI, on the work they do. The profile of the SBCI is improving all the time and I know there is a lot of engagement with business representative bodies, for example, throughout the country.

On the delivery platform, there are eight on-lenders, three banks and five non-bank institutions. Mr. Ashmore has named them in his opening remarks. Does he believe that is the most effective way of getting the products to the customers who ultimately need them? In terms of the marketing of the SBCI products, will he clarify whether it is done centrally by the SBCI or if it is done through the on-lenders as well?