Mr. Niall Kelly:

Absolutely. The Deputy will have to let me respond. This was brought to the attention of the audit committee. In hindsight, I would say that, probably, I should not have taken the assurances that were provided to me. I brought this issue to the highest level. I went to the Commissioner about it. I addressed it to the deputy commissioner. I received a report back saying that the issues were being addressed, and I say in my report-----