Dr. Seán Brady:

On the remuneration, it is a complex industry and we need talented people to work in it. The remuneration committee of the board decides the salaries of people but, based on my knowledge of working in other industries, I would not see this number of people as unusual in light of the amount of business transacted by the organisation. We have fantastic staff in the business who work very hard but, in a business of this nature, we need good leadership. I think the success of the business is built around having good management.