Mr. Pat Crotty:

On the same subject there is another caveat. If this is done in an informal way and a person is involved in an accident through no fault of one's own, he or she would be in the hands of an insurance company. Mr. Cribben mentioned the hackney service providing for rural services and it is fraught with red tape. That only applies to a named person so if I am the named person in my pub but I have a drink, another employee would not be insured for driving people in the designated vehicle. It only applies to one person so it is very difficult on all fronts.