Mr. Andrew Brownlee:

There is an issue with the model scheme. As I understand it, unlike the closed scheme and unlike the single scheme, which has now been introduced across the public sector, there is no State guarantee for the liabilities incurred under the model scheme. That issue remains to be addressed. It has been discussed at the pensions working group but as yet it has not been resolved. I think it would require either a ministerial direction or new legislation in order to address that.