Seán Sherlock (Cork East, Labour) | Oireachtas source

That was said in an earlier intervention, but I need numbers. Are there "several" outliers? Do they amount to a very small minority, less than 10 or 20 of the 281 credit unions? One could easily create the impression that this refers to the majority rather than being the exception. I need to have an understanding of how many are still behind the door in getting their governance procedures correct. We all understand credit unions went through a very difficult restructuring process. The hub and spoke model was developed and it is probably an iterative and ongoing process. They spent thousands of euro on consultant fees. Would Ms McKiernan agree that many credit unions have come through that process?