Gerry Horkan (Fianna Fail) | Oireachtas source

There was a palpable sense of frustration from most of the speakers who contributed. Ms McKiernan will acknowledge that. Yet, we are getting quite a different position from the Central Bank and the Department of Finance this morning. The previous speakers argued that there was an absolute deficit of meaningful engagement with the Department and the Central Bank. The CUAC report highlighted itself that the sector's concerns needed to be taken on board and said that serious engagement needed to take place. How does Ms McKiernan respond? She saw what was said to us. They did not pull their punches too much. There is a clear sense of frustration. Ms McKiernan may have been frustrated at how they were dealing with us and she may have responses. We would like to hear her side of that story. We asked them for points to put to her which we have been putting. Equally, we would like to hear if there are things the credit unions think they should be doing which the regulator considers they should not. Is there an expectations gap between what they want to do and what the regulator thinks they should be doing? Do the credit unions get what the regulator is thinking? Are there things we need to know from Ms McKiernan's side?