Mr. John Farrell:

There are two parts to it. From the point of view of training, we see that drivers need to be monitored and given feedback for a period to change their behaviour. The period must be reasonable, by which I mean three or four months although I am not sure. We will be told what is best in that regard but we consider three months to be reasonable. On this basis, drivers would get their penalty points removed. Insurance companies could ask drivers to be monitored for periods of six, nine or 12 months so that their next premiums be reduced, but the fact that they would already be coming back down by two points would mean they would be in a better place applying for renewal of their premiums for the following year.