Peter Burke (Longford-Westmeath, Fine Gael) | Oireachtas source

I was very impressed by all of the presentations that were made this morning. I wish to focus on Mr. Lee's presentation, which was alarming in showing the headline figures in terms of the 10% of insurance write-offs. It is good to get clarity on what a write-off is. I thought the presentation was comprehensive and interesting. With regard to the presentation of Mr. Farrell and Ms Kinnarney, it was clear that there has been a sharp increase in terms of road fatalities, unfortunately, from 2015 to 2016, as well as the evolution of road safety methods. We have to get into a situation in which some aspect of lifelong learning is introduced into road safety. In every other sector nowadays, there is some aspect of lifelong learning coming into it. The fact that it is non-compulsory can be a huge incentive for people to take an interest in it. Obviously, if someone has a driver's licence over a 53-year period or got the licence in the 1950s, 1960s, 1970s, 1980s or whatever decade, there have been evolving safety issues over that time. I wish to ask Mr. Farrell about incentives for people who may do the course. If there is a headline figure of approximately 61,000 drivers on six or more penalty points, are there any incentives for those in terms of insurance value? Has the witness been talking to any insurance companies in terms of assessing whether there could be an incentive? We know that the cost of insurance has gone up largely over the last number of years but is there a benefit in that role?