Mr. Ger Deering:

I am not aware that we have yet received any complaint, but the Chairman's comment is very relevant because of the nature of these products. They are recent and it will be a year or two before we start to see the first of the problems and then complaints will be made to us. It is very important to point out that those selling these products must be registered with the Competition and Consumer Protection Commission, CCPC; as such, they fall within our remit. We can and will deal with complaints. If we start to see issues and problems arising in this regard, we will certainly go back to the industry and perhaps speak to the CCPC to see whether anything needs to be done. The CCPC is aware of the issue and we have had conversations with it about it. It has an overarching role and is very concerned and watching that space.