Kieran O'Donnell (Fine Gael) | Oireachtas source

Is it a fact that some credit unions can afford to take in deposits and that they are profitable enough to be able to live with it? Is the fact that some are refusing to take in deposits a reflection of the individual credit union's financial capability? The fact that credit unions are refusing to take deposits from the ordinary person goes against all the principles of the credit union movement. Is this problem endemic to the entire credit union movement or is it down to individual credit unions whose financial wherewithal means that they cannot afford to take in deposits?