Ms Maria Graham:

Yes. We are staying with local authorities for the group water sector. Overtime rates have remained within that. There are loans that have remained with local authorities. We mentioned earlier that there are many HFA loans which latterly were part of Government debt and a payment was given to local authorities. At the outset of the meeting, the Comptroller and Auditor General mentioned the money was going in and was then used to pay off. That was a two-way transaction, with one crossing out the other, but until that point there were interest charges that had to be borne by local authorities. It continued to go to them from the local government fund. That funding was not transferred to Irish Water. That is how the €439 million becomes a much reduced figure.