Oireachtas Joint and Select Committees

Thursday, 26 January 2017

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach

Business and Banking: Discussion.

10:00 am

Mr. Jerry Beades:

This is true in the case of summary judgments. We have a process that allows fast-track proceedings in which the banks do not have to produce documentation, evidence of the debt or bank statements. Some of the civil servants have a dreadful attitude when one goes before them. They say, "But you owe the money". Civil servants employed by the State should be more caring.

Some of these registrars are worse than judges. What people want is a full hearing on issues such as overcharging and so on. In many cases, the bank does not even have title, yet judges are rubber-stamping summary judgments and not allowing cases to go to a full hearing. The Master of the High Court has spoken out on the paperwork issue; therefore, I am not the only one who is saying it.

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