John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

Yes, and I respect that, but perhaps that is what got us into trouble back in 2008. What is the nature of the Department's proactive engagement with the Central Bank? Are vulture funds and how they purchase individual debt from the main banks discussed? Will there be protection for the consumer in 2017 to stop the evictions? NAMA was established to handle commercial debt. While it is a policy matter, is there now a need for a NAMA for residential and small business debt so that people can be given an opportunity to work out their indebtedness and stop evictions?