Mr. John McCarthy:

On action No. 1.19, the timeline is for the end of the quarter 1 this year and involves the Department of Finance and Central Bank. We will certainly be reporting on that as part of the quarterly progress report. As well as reporting on progress in the quarter just completed, we try to give a look ahead to some of the key deliverables in the quarter coming up. On action No. 1.2, we are compiling the quarter 4 progress report and getting inputs from the Department of Finance and the Central Bank. That will be published in the next two to three weeks and there will be an update on that at that stage.

We have pretty much completed the review on the mortgage-to-rent scheme but I have not yet had an opportunity to speak to the Minister about it. I hope the Deputy will forgive me for not going into too much detail on it but it is virtually complete. We have looked at all the suggested factors which have inhibited the take-up of the scheme. We are trying to see if there are ways we can put the householder more in the driving seat in getting access to the scheme. Again, I expect this will be finalised and we will be able to give more information in the quarter 4 progress report.