Mr. Ed Sibley:

To the best of my knowledge, there was no scheme of redress or compensation for the harm at that point. It is important to note that the Central Bank did not have the power to enforce redress in that circumstance at that point. It was not something we could enforce. We did not have the power to make sure something happened. Those powers have changed on foot of the 2013 Act. It is not something we could have done in the 2010-11 period.