Mr. Gerry Mallon:

Of the 2,000 customers we have identified so far, we know for certain that a proportion of them will have lost their homes. I think it is inevitable. I do not know the number who will have lost their homes as a consequence of other events or the fact that they were on the incorrect rate. The reason for their circumstances has yet to be discovered. I think the number is about 14 or 15 out of that 2,000 who would have lost their homes. The question of whether it was a direct result of the tracker rate or something has yet to be determined.