Eoghan Murphy (Dublin Bay South, Fine Gael) | Oireachtas source

The rationale the industry has given is that it cannot know how many fraud cases will get through but that it has ways to calculate the figure. It has mentioned a figure of 1%. I am not saying I am satisfied with this answer from it, but there are a number of recommendations emerging that speak to how we can combat fraud such as looking at the sections of the Civil Liabilities and Courts Act which are not being used and have not been implemented, or creating a proper database that could be shared between the Garda, the insurance industry and, potentially, the courts. These measures to tackle fraud are key. We could use automatic number plate recognition technology to make it easier for the Garda to identify uninsured drivers. Uuninsured driving is another source of fraud. There are a host of measures we could use to take the issue of fraud off the table and we could be quite successful in doing so.