Mr. Bernard Byrne:

I have seen the units around the country and have seen where they operate. We put them in as assistance points to address the fact that there were areas of the country we were not serving.

I will ask Mr. Robert Mulhall to give detail of our overall perspective on that solution. It is a solution we put in place to try to help that situation. Clearly, from the Senator's description, there are days or scenarios where it is difficult for people because of the weather. In overall terms, as part of an overall solution, it is an effective way for us to get to parts of the country that in no other circumstance we would be able to maintain banking in.