Rose Conway Walsh (Sinn Fein) | Oireachtas source

It has been an interesting morning in terms of the presentation regarding the stability of the bank and all of that. It is only in the past 20 minutes or so that we have got to the crux of some of the problems coming down the line in terms of the number of people who can expect to lose their homes in the next year, albeit I recognise the efforts the bank says it is making to engage. The pressure to bring non-performing loans from 17% to the European average of 5% paints a stark reality for those who are struggling to pay their mortgages. There is a conflict there in terms of saying that the bank is engaging with customers and is going to help everybody when the further it gets down the line, the more difficult it is going to get. I appreciate that the bank has worked with people to restructure loans. It is not only AIB. The situation is presented by the banks across the board, which makes me very fearful in terms of what is going to happen in 2017 and 2018.

Should we be in a position in which quantitative easing finishes and interest rates begin to rise, there will be further pressure on families.

Deputy Doherty referred to the 596 houses in AIB's possession. The delegates are saying the bank is making them available. In the past 12 months, how many properties have been made available by AIB to the Government or local authorities?