Mr. Bernard Byrne:

We have indicated publicly on a number of occasions that we are ready at our end. The job was to restore the bank to a sustainable level of profitability and to establish our strategy for communicating effectively to the market the results we have been delivering and demonstrating recently. The crucial restructuring of the capital last December was the biggest step. The repayment of the convertible instrument in the summer of this year was the other fundamental step that was taken to position the bank. I do not know whether Mr. Bourke would like to add anything to that.