Gerry Horkan (Fianna Fail) | Oireachtas source

The bank is doing well, from its own perspective and that of the State, which is important given the fact the State owns so much of the bank. However, its mortgage rates are around twice the average rate in the eurozone. Will the bank come under pressure through competition to reduce its rates or does it believe there will not be additional competition in the market and it can continue to charge those rates? Permanent TSB is charging a lot more for its products than other banks across Europe. If competition were to increase, does the bank fear-----