Mr. Michael Moriarty:

To go back to Deputy McDonald's point, if a lawyer here in Ireland who acts for one of these funds tells them that there is a particular set of loans they might target and try to extract from a particular bank, NAMA or whoever and that he or she can help them do that, they might say that is a very interesting idea and if it comes to something, they will pay him or her. It is not unusual in the corporate finance world where somebody who sources an acquisition of a business in general gets a finder's fee, and some people are simply in the business of doing that.