Mr. Michael Moriarty:

We would not have had another geographic concentration that would be comparable. Our debtors, as the Deputy can imagine, were mainly in the Republic of Ireland, Northern Ireland, and some in the UK. We did not take anywhere there were US borrowers. The Deputy may remember that each of the banks sold off their US portfolios of US borrowers. IBRC did it. Bank of Ireland did it. There would not have been an equivalent grouping of debtors that I could easily think that someone would make an approach to us for. That is all I can offer. We can only listen to the Deputy's speculation as to what their motivation was.