Mr. John Collison:

There are a couple of things to bear in mind here. First, they definitely took a position with regard to the geography here. They were looking at the Northern Ireland market. The other thing that I am sure - because bear in mind they would have transacted in Britain and they would have definitely acquired a lot of non-performing debt in the wider UK - they would have been well aware of is, it would have been known in the marketplace, that a lot of the Northern Ireland debtors and borrowers over the years would have also happened to acquire property in Britain where their presence-----