Michael Noonan (Limerick City, Fine Gael) | Oireachtas source

-----that the point I made was that the borrowers from the bank are only one part of the customer base at the bank. Many people put money on deposit in banks and at present the interest rates are negligible or very low. There is a conflict or tension between different types of bank customers from a market point of view . As the economy improves, depositors would like to have a higher interest rate or return on their savings and people who pay their mortgages would like to have a lower interest rate. The two conflict.