Kieran O'Donnell (Fine Gael) | Oireachtas source

The Minister said, "As the economy improves and as the banks stabilise and come back into profitability, borrowers will rightly feel that their mortgage and other loan rates should come down." In a normal situation I would agree with him. However, in a situation where Irish taxpayers and citizens have put billions of euro into the banks over the years and some taxpayer funds are still in those banks, is there not room to question the rationale of having banks being entitled to make a return based on a reasonable rate? Will the Minister stand over the specific circumstances in which we find ourselves?