Paul Murphy (Dublin South West, Anti-Austerity Alliance) | Oireachtas source

It was precisely a political charge. It was precisely scaremongering about a Bill. The Minister has effectively agreed that there is a rip-off or exploitation of standard variable rate mortgage holders. They pay over the odds compared to the European average. What will change to make the Minister think that, all of a sudden, competition will resolve this? If competition has not resolved this in the past couple of years, what will change that it will resolve it now?