Mr. Brendan Burgess:

The Dáil will have to return to it and say that, regrettably, it must now put a hard limit in the legislation, such as the cost of funds plus 3% or 2%. As a result of tabling such a Bill and starting that process, the Central Bank will call in the chief executives of the banks and say, "Lads, we have got away with it for long enough. You have restored your balance sheets at the expense of these guys so let us start playing ball at this stage. We do not want that legislation".