Rose Conway Walsh (Sinn Fein) | Oireachtas source

I thank the witnesses for their excellent presentation. What would be natural and fair rates? The presentation referred to the Netherlands but given what we have been through, is there an argument that Irish rates should be higher than other wealthy western European countries for the foreseeable future as a result of the legacy? Is there a legacy cost or do the witnesses think we should just draw a line under that and that there should be no impact going forward? Is it fair to expect a legacy cost to be factored in to Irish mortgage rates?