Mr. Willie Soffe:

I will repeat our rationale. There were a number of reasons, as we said. The opportunity was there to look at a loan sale. We were anxious to pay down our total debt as much as possible. We are in a very comfortable position now, with the storm clouds gathering, in that we are down to €3.6 billion. This was an opportunity. I did say that when we looked at what was on the horizon, Brexit was a distinct possibility, and nobody knew what would be the effects of it. Before there was ever a vote, it had begun to create uncertainty.