Mr. Oliver Ellingham:

It happens quite commonly. For example, if a report is being produced, discretion would be given to the chief executive and the finance director to make any changes that are deemed to be non-material or non-contentious. Anything that would be material or contentious would have to come back. If there was a negotiation to be completed, as happens with some of our debtors, we would leave the head of asset recovery and the chief executive with the discretion to deal with one or two of the last financial elements or matters of negotiation but only within defined parameters.