Gerry Horkan (Fianna Fail) | Oireachtas source

What about the trend in the 70% of claims? We were told by the Injuries Board that its claims have been fairly static over a number of years. Court claims have been relatively static over a number of years. Premiums are going up by 70% in line with alleged requirements. We are trying to work out what has changed. Whiplash settlements are higher here than anywhere else and legal fees are higher than in many other jurisdictions where they do not have an at-fault culture. Our medical costs are different because they are not socialised the way they are in the NHS in the UK. If the court claims and Injury Board claims are not going up, it must be that 70% of claims that are going up. The investment income and the historic losses are part of that but we do not know what is happening to the 70% of claims that are being settled. If the witnesses have that information, I would like them to share it with us.