Dr. Cyril Roux:

No. I am saying that it is within the gift of the Legislature to do in motor insurance or any insurance what is done in health insurance. If one wants to restrict the ability of insurers to move rates and to compensate for the young with the old on the rates, one must do what has been done in health insurance. This is a matter for the Legislature. I am telling the Chairman what we have been telling the Legislature for a long time, that a financial regulator does not have any purchase on prices. We are prevented from acting on prices, but the Legislature can.