John McGuinness (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

I do not know whether Dr. Roux is aware of it but the people I and many other Members of these Houses meet are telling us that the behaviour in the insurance market is such that one can have a premium offered at €1,000 and it can be reduced if one applies pressure, and it can go up beyond the scope of the finances of an individual for unknown reasons. We do not know why premiums go from €1,000 to €5,000. We do not know why a road haulage company could come in here and tell us that its insurance premiums have doubled. Nobody seems to be able to explain in rational terms the reason for that and what is being done about it, and everyone is pointing at somebody else.