Dr. Cyril Roux:

The source of information for us is not Insurance Ireland. Insurance Ireland is a source of information for the statistics department of the Central Bank, which publishes the figures that we looked over at the very beginning of this hearing. The supervisor, or the Financial Regulator, works on the basis of the supervisory returns. The supervisory returns come from insurance companies and everything we ask for we get from the insurance companies. That is the way it works. We ask for the supervisory returns and we get them.