Paddy Burke (Fine Gael) | Oireachtas source

All the bank's interactions result in an increase in premiums. I would not say that any of them result in a decrease. The bank is always imposing extra responsibility on companies and further restrictions, which all add to their costs.

The Central Bank is always placing extra responsibility on companies and imposing further restrictions which all add to the cost and which invariably lead to an increase in premiums.