Mr. Frank Daly:

I might share those questions with my colleagues if that is all right. Let me deal with the one about the Comptroller and Auditor General. I thought I was at pains in my opening statement - and I hope I was - to say that I have no quarrel with the Comptroller and Auditor General or his office in terms of their professional capacity, their bona fides or their experience. Remember there are six, seven or eight Comptroller and Auditor General's reports on NAMA, which we have never challenged, except on one narrow point. Our net disagreement on this one is that property loan sales is a specialist area. It is an area where there is a skill set and an experience that is not widespread but it is there and I feel the Comptroller and Auditor General's office did not have that experience. That is the expertise we are talking about. We are not talking about-----