Mr. Gerry Quinn:

We are constantly reviewing all of our processes, not just those in HR but right across the operations of the organisation. That is part of our role in terms of continually trying to improve. We have an internal audit area that is also there to support us in identifying any issues. We have robust risk management processes to manage operational risk. If there are deficiencies in a particular business area, we expect them to be picked up by our risk management processes or, ultimately, our audit processes. However, the primary aim is to ensure that the standard outlined by Deputy Connolly is the standard to which we aspire, and that is what we are working towards. This is a process of ongoing renewal within the organisation. We recognise our role. We recognise that we have to have standards that match the role that we perform generally in the regulated sector.