Mary Lou McDonald (Dublin Central, Sinn Fein) | Oireachtas source

I am relieved to hear it. I wish to make one final remark. Mr. Quinn, quite correctly, I am sure, stated that the settlements we are dealing with represent 0.11% of the bank's total payroll expenditure in the period concerned. Again, that is fair enough but I wish to make the general observation that it is not the issue. If this is, in Mr. Quinn and others' heads and in his presentation, a way of kind of minimising the fact that serious non-compliance issues were found, that is the wrong head space, in my respectful opinion, for Mr. Quinn and the Central Bank to be in.