Mr. Kevin Thompson:

I agree with the Senator. I wish to clarify one point about InsuranceLink because I believe it is important. I note the Chairman's concern about the €10,000 to access it. However, our database is also linked to another database within risk intelligence whereby companies that are non-members and self-insured - they may be big State bodies, semi-State bodies or big companies that insure their own risk - enter their claims into a database which cross-matches with ours. There are companies and self-insurers that are not members of Insurance Ireland that have access to InsuranceLink. I want to have that on the record.