Seán Sherlock (Cork East, Labour) | Oireachtas source

If it is supposed to be a perfectly competitive market, those who want to enter the market should have access to all the information they need to do so. If there is a blocking mechanism, there is a suggestion that cartel-like behaviour could be at play. We will have an opportunity later to discuss whether that is the case. I want to get a sense from Ms Dowling and the representatives of the IBA of whether they believe this sector is operating in a cartel-like manner. If Insurance Ireland is not giving us access to all the data we require in the interests of transparency and to enable the Oireachtas to make a set of recommendations that can potentially be legislated on, it is arguable that we are on the back foot.