Mr. Michael Horan:

I would say that we also supply to the Central Bank of Ireland detailed individual policy and claims information on private motor insurance - 20 fields of information on individual policies, individual claims, the cost and so on. That was a recommendation of the former Motor Insurance Advisory Board, and the document is published on the Central Bank of Ireland website every year. That is a huge amount of data that is available within the Irish market and also to international insurance companies.