Gerry Horkan (Fianna Fail) | Oireachtas source

In terms of refusal to quote and the indication that an insurer can suddenly pull out of a particular market, whether it be a rural market, an over-70s market or an under-25s market, what role, if any, does the commission play in saying "You must..." or "You have to..."? Is it anything to do with the commission? In terms of consumer protection, what if a chunk of the population is being ruled out? If the average quote is €800 and some drivers are being quoted €8,000, that is not realistic.