Ms Karen O'Leary:

There is a distinct difference between sharing market data and excluding a competitor from the sharing of that data, which could indeed breach competition law. Insurance Ireland has no legal obligation to publish data and make it freely available. It goes back to what the Injuries Board and other commentators have said about the gap in respect of the cost of claims. The Injuries Board is very clear about the cost of claims that are assessed under its remit and the Courts Service publishes the cost of claims. What is not published is data about claims that are settled directly by insurance companies and there is no legal-----