Gerry Horkan (Fianna Fail) | Oireachtas source

I thank all the witnesses for their presentations and the papers they submitted in advance of the meeting. Some of my questions are for both organisations, Ms Dowling and the brokers, and some are more specific to one or the other.

It is clear that Ms Dowling has a vast amount of experience in this area over many years, and I thank her for her contribution to the sector, including setting up the Injuries Board and so on. We have been meeting on this issue since last Wednesday. We have heard from various people; we are probably on our 20th witness. We started last Thursday morning by hearing about those in the insurance industry earning super profits, and by the afternoon we were getting out the violins for them. It has been that way ever since. Everybody has come before the committee and blamed everyone else to a certain extent. It was never the fault of the person in the room; it has always been the fault of many other people. If that is frustrating for us after a week, it must be very frustrating for people like Ms Dowling, who has been doing this for years. She has done it all before. I refer to the Injuries Board-----