Oireachtas Joint and Select Committees

Thursday, 15 September 2016

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach

Rising Cost of Motor Insurance: Discussion (Resumed)

11:00 am

Ms Dorothea Dowling:

I will be blunt. There are two reasons I do not believe it should be based on High Court awards. I heard from the presentation that it was the data from 2013 and 2014. The Court of Appeal has changed completely the manner of assessing compensation from November 2015. In the first of half a dozen cases, Payne v. Nugent, the Court of Appeal has stated one takes the maximum severity, which is €400,000, to be 100% and one puts everybody else on the scale all the way down. I am explaining it very simply.

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