Mr. Paul Carty:

I can only speak from our experience. Given that I do not have access to industry-wide data, I can only speak from my experience that we have been taken by surprise by the level of awards. I agree with Ms Dorothea Dowling's remarks regarding the jurisdiction of the courts having an impact right in this critical period. We have seen the awards increasing because we price to try to make money; not to lose money, and the reality is we have been losing money for some of those years. We now believe the market hopefully is correcting and that should stop.